Update date: 01/06/2025
Welcome to the website of Peninsula Group Ltd., H.C. 520033713 (the “Site” and the “Group” respectively).
Use of the Site is subject to the provisions of the Privacy Policy [insert link] and the provisions of these Terms and Conditions (“Terms”). The user of the Site (“User”) must read the Terms and Conditions and the Privacy Policy in their entirety carefully, before any use of the Site.
The user’s attention is drawn to the fact that the Terms and Conditions constitute a binding agreement between the user and the group. By using the site, consent to the Terms and Conditions, as amended from time to time, is expressed.
The Group may change the provisions of the Regulations and the Privacy Policy from time to time. In any case where changes are made to the Regulations, the date of the update of the Regulations will appear at the top of this page, and therefore the Regulations should be examined before each use of the Site. To the extent that you do not agree to any term of the Regulations or any change made, you must immediately cease using the Site. Unless otherwise stated, any change to the Regulations will enter into force immediately upon its publication on the Site within the framework of the Regulations.
The Group reserves the right to change the site, its content, design and/or its mode of operation at its sole discretion, without any need to provide advance and/or retrospective notice to the user.
The use of the masculine form in the regulations is for convenience only, but it applies equally to men and women; similarly, where the plural is used, the singular is also intended, and vice versa.
The site includes content and information about the services that the group provides to its customers, including through the group’s subsidiaries:
This information and content is for general information purposes only and is provided for general purposes and does not constitute and/or should not be construed as professional or other advice, and should not be relied upon as such. The Group hereby disclaims all liability for any action taken or not taken on the basis of the information contained on the Site and/or any information contained on the Site and shall not be liable for any damage, loss or expense that may result from reliance on the information contained on the Site. The information contained on the Site may not be current and/or up-to-date.
The information and data presented on the site is general information only. Any decision made by a user on the site will be made based on his sole discretion and we recommend that a comprehensive review be conducted before any financing transaction, including the risks involved.
The Group has licenses to provide credit – extended by the Capital Markets Authority, Insurance and Savings to provide credit through its subsidiaries, with the exception of Peninsula Capital and Surplus Supplementation, which is not required by the aforementioned license. The license numbers are 54450, 54415, 54426 and 61080, in accordance with Section 5 above.
The information and data presented on the site should not be considered as any commitment to grant a loan or provide credit. The loan and/or credit offer will be given subject to compliance with the underwriting conditions, in accordance with the personal data of each customer and subject to the sole discretion and conditions to be determined by the Group only. The final loan and/or credit terms will be determined in accordance with the specific terms of each customer’s transaction.
Failure to repay the loan or repay the credit may result in the charging of arrears interest and enforcement proceedings.
The Site and its contents are the exclusive property of the Group. The Group is the owner or licensee of all copyrights, trademark rights, design rights, and any other intellectual property rights, whether registered or unregistered, embodied in the Site and its contents, including, but not limited to, graphic images, simulations, videos, photographs, characters, icons, music, pictures, voices, sounds, templates, models, logos, metrics, calculations, recommendations, assessments, analyses and/or text.
The use made of the site and/or its contents does not grant the user any right from the aforementioned intellectual property rights in the site and/or its contents, other than the right to use the site and/or its contents in accordance with the provisions of the regulations.
The site and its contents are intended solely for private, non-commercial use, and no material may be reproduced and/or copied and/or marketed and/or sold and/or scanned and/or translated and/or displayed as detailed above except with the express consent of the Group, in advance and in writing.
The user undertakes to use the site, its contents and/or its uses solely in accordance with the law and not to link to the site and/or use the site, its contents and/or its uses for the purpose of uploading, downloading, distributing, publishing or broadcasting:
The user undertakes not to make changes and/or interfere in any way with the source code of the site and not to upload any software and/or applications that may harm or cause damage to the group, the site and/or any other third parties.
The user agrees that, without prejudice to any other right of the Group, in cases where the Group fears that the user’s use of the site is not consistent with the provisions of the regulations and/or any law, the Group will be entitled to track the user’s use of the site, prevent the user from accessing the site, block the user, and take any other action that the Group deems appropriate to take in order to protect its property and/or its rights and/or the rights of third parties.
The site and all its contents and uses are offered as is (AS IS). The professional information contained on the site is provided for informational purposes only and does not replace individual advice.
The user agrees and confirms that the use of the site and its contents is done at his sole responsibility. It is clarified that the group and anyone acting on its behalf disclaim all liability for any direct or indirect, consequential or special damage of any kind, which may be caused to the user and/or any third party as a result of the use of the site or its contents, including as a result of reliance on them.
The Group will not be responsible for any malfunction of any kind, including malfunctions in the Internet network, communication lines, cellular network, wireless communication network, mobile device (including damage caused to a mobile device from accessing and/or using the Site, including deletion of information and the need to format the device), hardware (including the Group’s servers) and/or software and/or due to maintenance of the Site that may be required from time to time and/or repairs to the Site. The Group will not be responsible for direct or indirect damages of any kind, including their consequences, that will be caused as a result of the Site being unavailable for any reason at a certain time or for any period.
The user will indemnify and compensate the group and/or anyone on its behalf for any damage, liability, costs, expenses and/or losses (including legal expenses) incurred by the group and/or anyone on its behalf in connection with any act or omission of the user in connection with the use of the site and/or its contents, as well as in connection with any violation of the regulations.
While using the site, the user may be exposed to services and content from third parties, including those of the group’s partners, service providers in the group’s fields of activity, and more.
The Group has not checked these services or content or their correctness or suitability for the user before including them on the site, and therefore, it is recommended that the user check those services or content independently before relying on them or using them, as reliance on those contents or services and their use are at his sole risk.
The Site may include links, content, advertisements, logos and other materials that link to sites or applications that are not controlled or offered by the Group (the “Links”). Before the User makes a purchase of any service or product through the use of those sites or applications or relies on their content, it is recommended that he/she ensure that he/she is fully aware of the risks involved.
These links are provided to the user for convenience only, and the user undertakes to the Group that in no event will he hold the Group liable for any damage and/or loss incurred as a result of using the links or relying on any information, content or service contained in the sites or applications to which the links refer.
The inclusion of links on the Site does not constitute an endorsement, approval, support, or any other relationship between the Group and the sites or applications to which the links refer, or their operators.
The user agrees that the site may not be used in any way to create any connection or relationship between the group and the user that goes beyond those specified in the regulations.
If any section of the Terms and Conditions is found invalid, unenforceable or illegal for any reason by a competent court, the validity or enforceability of the remaining sections of the Terms and Conditions will not be affected; without derogating from the foregoing, the section found invalid, unenforceable or illegal will be interpreted in a manner that is closest to its wording and purpose, in such a way that following such an interpretation it will not be found invalid, unenforceable or illegal.
To the extent that the Group has not exercised or delayed exercising any of the rights granted to it under the Regulations, in a particular case or series of cases, this shall not be deemed a waiver of any of its rights. No right of the Group may be waived except in writing, by a notice signed by it. A deviation from the Regulations by the Group in a particular case or series of cases shall not constitute a precedent and shall not be used as a basis for any future case.
It is agreed that the exclusive and unique jurisdiction in all matters relating to the Regulations, their execution, interpretation, and any matter related to and/or arising from them, is vested in the competent court in Tel Aviv and only in it, and this will be determined in accordance with the provisions of Israeli law.
The Group may transfer its rights on the Site and under the Regulations, in whole or in part, to a third party without the need to obtain the user’s consent.
For any questions regarding the website, its contents, its services and the regulations, you can contact us by sending an e-mail to the following address: info@peninsula.co.il
After 20 years of finding financing solutions for businesses in a wide variety of fields, Peninsula, a public company traded on the Tel Aviv Stock Exchange, has in recent months begun providing financial support to real estate developers in the field of urban renewal.
While the war and market challenges have brought the construction industry to one of the greatest crises it has known since the establishment of the state – many construction companies continue to build Israel. One of the reasons for this is the entry of non-bank financing companies, such as Peninsula, into the picture • In a special interview, Jackie Cohen, CEO of Peninsula, emphasizes the importance of non-bank financing for the success of projects
The information you provide through the website or in connection with its use may be stored in the databases of Peninsula Group companies and used for the purposes of providing services, managing, operating, and marketing Peninsula’s products and services; managing and optimizing customer service and relationships; processing and generating data for operational, marketing, and statistical purposes; offering content and services provided by Peninsula, including direct marketing; and transferring the information to related third parties to achieve the aforementioned purposes or as required by law.
The provision of this information is done voluntarily and with my consent, including information I may be legally obligated to provide. I understand that failure to provide the information required by the company for the provision of its services may prevent me from receiving those services, in whole or in part. The above does not constitute a commitment to grant a loan or provide credit.
The above does not constitute a commitment to grant a loan or provide credit.
The offer of a loan/credit is subject to meeting underwriting conditions, based on the individual circumstances of each client, at the sole discretion and terms determined by Peninsula alone. The final terms of the loan/credit will be determined based on the specific transaction conditions of each client. Failure to meet loan repayment or credit obligations may result in the accrual of default interest and enforcement proceedings.
Einav Plid has experience in telecommunications and pension sectors. She has over 12 years of extensive managerial experience in the fields of client relations, operations, and organization and methods. In her previous roles, she was responsible for cross-organizational processes involving the implementation of work procedures and information systems. Plid holds a Bachelor’s degree in Political Science from the Open University.
Has 16 years of experience in the field of business credit, corporate finance, real estate and diamonds.
In his previous position, he served as director of the diamond sector at Union Bank of Israel Ltd., after holding various management positions in the department of business credit.
He holds a bachelor’s degree in business administration with a specialization in finance and IT from the College of Management and a master’s degree in business administration with a specialization in finance and the capital market from the Ono Academic Campus.
Roy Maman has over 12 years of extensive experience in managing business credit. His career includes serving as a manager in the corporate department of a leading bank, as an analyst, and as a senior credit officer. In his previous role, he served as Head of Credit Risk at Peninsula. Maman holds a Bachelor’s degree in Economics from Tel Aviv University.
Michael has extensive experience accompanying public and private companies covering legal aspects in a wide array of fields, including capital and debt raising, mergers and acquisitions, commercial transactions and insolvency proceedings. Before joining Peninsula, Michael was employed as an attorney in the Capital Markets and Securities Department at Pearl Cohen law firm. Before that, he served as an attorney in the Commercial and Capital Markets department at Yigal Arnon & Co law firm, where he accompanied Peninsula as an external legal advisor when it was listed at the Tel Aviv Stock Exchange. Michael has a B.A in Law from the University of Haifa.
Nissim Laham possesses vast experience as a CFO in various public and private companies. He has held roles as CFO and board member in numerous financial institutions (including financial organizations), holding companies, industrial firms, and commercial enterprises such as Meitav Investment House Ltd., Meitav Trade Ltd., Gaon Group Ltd., and Gaon Holdings Ltd. Laham is a certified public accountant (CPA) and holds a B.B. degree in Business Administration with a specialization in Accounting from the College of Management Academic Studies in Tel Aviv.
Yafit Yehuda has over 20 years of extensive experience in managing and financing transactions, including real estate deals. She brings a deep familiarity with the financial and business sectors of the Israeli economy. Her career includes senior management roles in the Corporate Division of Mizrahi Tefahot Bank, as well as serving as Credit Manager in the Investment Division of Menora Mivtachim. She was also CEO of the Phoenix Value Urban Renewal Fund and currently serves as an external director at a public real estate company.
Jacky Cohen brings extensive managerial and financial experience, along with a profound familiarity with the Israeli business landscape across all sectors. He is known for devising creative financial solutions. His career includes a distinguished tenure as a senior executive at Bank Hapoalim, where he held several prominent managerial positions. He led the Options Unit (MAOF), managed the Financial Products Department, and later transitioned to the Corporate Division, serving as a Client Relations Manager responsible for a capital markets team. He also managed the High-Tech, Industry, and Capital Markets sector and headed the Commercial Banking Division.
In the last five years of his career at the bank, Cohen served as Head of the Corporate Division. Following his departure from the bank, he became the CEO of a non-bank financial institution.
