Real estate backed loans

Business loans against real estate collateral – financing of up to NIS 70 million

Peninsula offers businesses a flexible financing solution: a business loan secured by real estate collateral. This type of financing allows companies to leverage existing real estate assets in order to support growth, obtain significant capital quickly, and benefit from repayment terms tailored to their cash flow needs.

What can the loan be used for?

This financing solution is suitable for a wide range of business purposes that require available capital, including:

Purchasing real estate assets: financing the acquisition of offices, logistics centers or strategic business assets.

Renovations and property upgrades: funding improvements, renovations and upgrades designed to increase the value of the property.

Working capital and bridge financing: addressing cash flow gaps and enabling businesses to respond quickly to urgent opportunities.

The advantages of real estate-backed loans from Peninsula

A business loan against real estate collateral can provide businesses with a practical alternative to relying solely on traditional bank credit. With Peninsula, companies can benefit from:

High financing amounts: the option to receive significant loan amounts of up to NIS 70 million.

Does not block existing bank credit facilities: financing secured by real estate collateral may be provided in addition to existing bank credit frameworks, without affecting the business’s ongoing banking credit line.

A wide range of acceptable collateral: commercial properties, offices, industrial assets and residential real estate may be used as collateral, subject to approval.

Tailor-made repayment structure: repayment schedules and loan terms are adapted to the business’s financial capabilities and cash flow.

Fast response: an efficient approval and funding process that allows businesses to act quickly when market conditions or business opportunities require it.

Attractive interest rates: competitive pricing adapted to the business credit market and the specific financing needs of the company.

Our services

Real estate backed loans

Peninsula offers loans on attractive terms, backed by real estate assets and combined with flexible repayment schedules. The loans are customized to the needs of the business client. .

Discounting commercial checks

Peninsula, from Meitav, is a leader in check discounting services for businesses. The service is available for transactions over 80,000 NIS, with immediate payment by bank transfer versus deferred checks by bank transfer.

Real estate financing

The company offers financing solutions and support for projects in the residential real estate sector, within the framework of urban development and renewal. Including TAMA 38/1, 38/2, and evacuation-construction projects.

Financing equipment purchases and suppliers

Purchase and supplier financing is a service that allows businesses to purchase facilities, goods, and services from various suppliers, without encountering financial difficulties.

Business Loans – Loan for Any Purpose

The business world is known for its fast pace, and financial challenges can arise at any moment. We understand the need for available and flexible financing solutions that will allow you to deal with any situation, while maintaining continuous business growth.

Nonbank Credit for Business Bridging loans for businesses

Short-term loans designed to bridge cash flow gaps, finance urgent business opportunities, or assist in completing projects. The loans are backed by existing real estate assets, and serve as a temporary solution until long-term financing is obtained. .

Michael Peretz | Manager, Central & Southern Branches

Michael has over 25 years of extensive experience in the finance and credit sectors within the Israeli market. Throughout his career, he has held a series of professional and managerial positions, providing him with broad knowledge and in-depth understanding of the operations of leading companies across various business sectors. In his role as Manager of the Central and Southern branches, he is responsible for leading business activities in these regions, applying his professional expertise in managing complex credit operations and tailoring them to the evolving needs of clients and the market.

Ishay Baruch | Branch Manager - North Region

Ishay has approximately 20 years of experience in the non-bank credit sector, including over 15 years at Peninsula. Throughout his career, he has gained expertise in providing financial guidance to businesses and creating customized credit solutions, with a strong focus on building long-term client relationships. In his previous roles, he served as a Sales Manager at a factoring and credit voucher company and as an Account Manager at a mobile telecommunications company. Ishay holds a Master’s degree in Business Administration (MBA), and his professional reputation is built on combining deep financial knowledge with close, personalized client support throughout all stages of operations.

Elinor Peretz | Manager of Credit Guarantees

Has over 20 years of experience in the fields of business credit, foreign trade, diamonds and real estate.In the past, she held various managerial positions at Union Bank of Israel in the field of business credit and diamonds.In her previous positions at the company, she served as a diamond credit manager and credit risk manager.She holds a bachelor’s degree from the Open University and director training from Bar-Ilan University.

Einav Flaid | Head of Customer Relations Department

Einav Plid has experience in telecommunications and pension sectors. She has over 12 years of extensive managerial experience in the fields of client relations, operations, and organization and methods. In her previous roles, she was responsible for cross-organizational processes involving the implementation of work procedures and information systems. Plid holds a Bachelor’s degree in Political Science from the Open University.

Ofri Weiss | VP of Strategic Clients and Marketing

Has 16 years of experience in the field of business credit, corporate finance, real estate and diamonds.
In his previous position, he served as director of the diamond sector at Union Bank of Israel Ltd., after holding various management positions in the department of business credit.
He holds a bachelor’s degree in business administration with a specialization in finance and IT from the College of Management and a master’s degree in business administration with a specialization in finance and the capital market from the Ono Academic Campus.

Roy Maman | Chief Risk Officer

Roy Maman has over 12 years of extensive experience in managing business credit. His career includes serving as a manager in the corporate department of a leading bank, as an analyst, and as a senior credit officer. In his previous role, he served as Head of Credit Risk at Peninsula. Maman holds a Bachelor’s degree in Economics from Tel Aviv University.

Michael Keren | VP Chief Legal Counsel

Michael has extensive experience accompanying public and private companies covering legal aspects in a wide array of fields, including capital and debt raising, mergers and acquisitions, commercial transactions and insolvency proceedings. Before joining Peninsula, Michael was employed as an attorney in the Capital Markets and Securities Department at Pearl Cohen law firm. Before that, he served as an attorney in the Commercial and Capital Markets department at Yigal Arnon & Co law firm, where he accompanied Peninsula as an external legal advisor when it was listed at the Tel Aviv Stock Exchange. Michael has a B.A in Law from the University of Haifa.

ניסים לחאם | סמנכ"ל כספים

Nissim Laham | Chief Financial Officer (CFO)

Nissim Laham possesses vast experience as a CFO in various public and private companies. He has held roles as CFO and board member in numerous financial institutions (including financial organizations), holding companies, industrial firms, and commercial enterprises such as Meitav Investment House Ltd., Meitav Trade Ltd., Gaon Group Ltd., and Gaon Holdings Ltd. Laham is a certified public accountant (CPA) and holds a B.B. degree in Business Administration with a specialization in Accounting from the College of Management Academic Studies in Tel Aviv.

Yafit Yehuda | CEO of Real Estate Financing

Yafit Yehuda has over 20 years of extensive experience in managing and financing transactions, including real estate deals. She brings a deep familiarity with the financial and business sectors of the Israeli economy. Her career includes senior management roles in the Corporate Division of Mizrahi Tefahot Bank, as well as serving as Credit Manager in the Investment Division of Menora Mivtachim. She was also CEO of the Phoenix Value Urban Renewal Fund and currently serves as an external director at a public real estate company.

Assaf Ezra | Chief Executive Officer

A senior executive in Israel’s financial sector, with 24 years of experience across investments, credit, and financial services. Throughout his career, Ezra has held senior management positions at Harel, Tachelit, and Meitav. Most recently, he served as CEO of Meitav Finance.

Ezra brings to Peninsula extensive management and financial expertise, deep knowledge of the capital markets and business environment, and a strategic perspective. His goal is to lead the company’s continued growth and strengthen its position in Israel’s non-bank credit market. He holds an Investment Advisory License issued by the Israel Securities Authority and an MBA.